|
Grants/Loans/Capital | Recordkeeping/Accounting
| Taxes
Links followed with this icon: 
lead to a site on a different server
|
Courses to Help with Financial Matters
»
more
info |
|
Missouri
Small Business Start-Up Kit - Essential resource packed
with information to help entrepreneurs start and manage a business
in Missouri. This CD-ROM contains hundreds of pages of information
to assist you in starting your business in Missouri.
Order Startup
Kit here
- Bankrate.com
- Small Biz Finance
- Small business ratio calculators.
- Building a Relationship
You Can Bank On - Why a good relationship with your banker
is critical to business success with tips for strengthening
that relationship.
- Capital.Com
- Source for business finance information. Provides information
on requesting or raising financing, buying or selling a company
and placing a value on your company.
- Capital
for Business
- Invests in manufacturers and distributors of industrial products
or parts. Also invests in business-to-business services. Does
not invest in start-ups.
- CircleLending
- Leading loan administration platform for interpersonal lending,
helping individuals create and manage loans among friends, relatives
and community organizations
- Count-Me-In
- A non-profit organization that raises money from individuals
and organizations in order to make small business loans to women
across the country.
- Don't Buy It! There is
No Free Money!!! - The truth about government grants.
- EPA
Grant-Writing Tutorial
- Environmental Protection Agency's interactive software tool
can walk the user through the grant-writing process and shows
how to write more competitive grants.
- Financing
Your Business -
[225k] Sixth section of "Doing
Business in Missouri". Provides information on obtaining
financial assistance. Discusses federal, state, regional, local
and private funding sources.
- Garage
Technology Ventures
- Venture capital investment bank providing private placement
services for high tech companies. Since 1999, Garage has raised
more than $340 million in venture capital for its clients in
82 transactions through its broker/dealer subsidiary, Garage
Securities, Inc.
- GovBenefits.gov - Your benefits connection. This website provides information on more than 1000 federal and state benefit and assistance programs. It provides a quick and easy way for prospective business owners to learn more about various Federal and State assistance programs. By using a confidential questionnaire, you can identify a list of programs that you may be eligible to receive assistance from based on your individual needs.
- GovLoans.gov - Find the right loan for you. This website provides information on hundreds of loan programs, including many for potential and current small business owners. You can quickly access a program description, eligibility criteria, loan terms and information on how to apply.
- Guide
to Business Credit for Women, Minorities, and Small Businesses
- Find out what loans are available, the credit approval process,
and your legal rights. Federal Reserve document.
- InvestorGuide.com
- Provides tools, reference materials and resources for businesses
wishing to raise capital.
- Kauffman
Business EKG
- A free financial benchmarking service that compares the financial
health of your business to others in your specific industry
and suggests strategies for long-term improvement. More than
800,000 financial statements from 300,000 American firms are
included in the database.
- Loan Checklist -
Items needed at time of loan application.
- Missouri
Market Development Program - Helps Missouri's manufacturers
find and use recycled materials in producing new products.
- Missouri
TechNet News
- Small Business Innovation Research (SBIR) program news, information
and agency postings. Grants for small, high-tech companies.
- MoneyCafe.com - Missouri - Online resource for commercial loans, real estate loans, lease
financing, business charge cards, depository accounts, electronic
banking, currency trading, insurance, employee benefit plans,
investment management, management services, payment systems,
company directories and software.
- MoreBusiness.com
- Information about financing your business.
- National
Association of Seed and Venture Funds
- Provides information on public and private sector resources
of seed and venture capital. Includes an indexed list of news
articles on the subject.
- Pitfalls of
Business Financing That's "All in the Family" - Use the
same professional approach you use with a bank when receiving
loans from friends or family members.
- Raising
Capital in Missouri: A Guide for Small Businesses -
Part of the Missouri Secretary of State's web site. Provides
the owner of a small business with information necessary to
raise capital under the Missouri Securities Laws.
- RateAPY.com
- A leading provider of depository rate account data (rates
for internet, national and local banks).
- Resources
for Missouri, Inc. (RMI) - Provides financing to small businesses
in rural Missouri. RMI is a Missouri statewide certified development
company.
- Respecting Money
- Tips for how business owners can give money the respect it
deserves leading to better business management.
- SBA
- Federal Grant Resources
- Part of the U.S. Small Business Administration web site. These
grant programs generally support non-profit organizations, intermediary
lending institutions and state and local governments in an effort
to expand and enhance small business technical and financial
assistance.
- SBA:
Financing Your Business
- Part of the Small Business Administration's (SBA) web site.
Loan programs and forms.
- SBA
Online Library
- Part of the Small Business Administration's (SBA) web site.
SBA loan forms, loan information, programs, networks and publications.
- Securing Money from
Family and Friends - Five tips for borrowing money from
and loaning to friends and relatives.
- The
Credit Process: A Guide for Small Business Owners
- Part of the Federal Reserve Bank of New York web site. Highlights
information that small business owners or entrepreneurs need
to know about the credit process before they apply for a loan.
- The Myth About Grants
for Business: It's Not "Free Money" - Unless there is a
very good reason for seeking a grant, the business owner who
has that much time and energy could better put that effort into
working on business improvements.
- MasterCard Small Business Resource Center
- Iincludes business planning tools and expert advice/articles.
- USDA:
Rural Business - Cooperative Service
- Part of the U.S. Department of Agriculture web site. Provides
information on financing initiatives and grant programs designed
to assist rural businesses and cooperatives.
- vFinance.com
- Provides information, resources and tools to link serious-minded
entrepreneurs with the capital industry
- Where Can I Get Money?
- This is the #1 question small business owners ask ... learn
more about funding sources and what it takes to receive funding
- Businesses That Scrutinize Expenditures May be Surprised - Answering a series of questions after tax-time can help business owners decide what costs are essential to meeting profit goals and which are unnecessary.
- Calculating
Overhead and Prices -
[24k] A seven-step process for calculating
overhead percentage. After the overhead percentage is determined,
important pricing decisions can be made.
- Crunching Numbers - An overview of using the financial projections spreadsheets tool to create realistic projections for your business.
- Financial Controls
- Understand your company's progress and current position by
understanding the three major financial reports used for financial
management: balance sheet, income statement and cash flow statement.
- Financial Ratios
- Formulas for use in calculating financial ratios to help determine
answers to critical financial health questions about the business
- Financial
Projection Spreadsheets -
[139k] Tools developed by SBDC counselors
to help you create realistic projections for your business plan;
instructions
[30k]
- Guide to Creating Invoices that Get Paid - Steps to make and deliver invoices that get paid.
- "Home-Based
Business: Keeping Records"
- Provides guides and a checklist to help you develop a simple
set of records for your business (UOE Guidesheet).
- Positive Cash Flow Critical
for Small Businesses to Thrive - Article includes pointers
business owners and managers can employ to improve cash flow.
- Pricing
Your Products
- Part of SBA's Financial Management Series providing
a basic and comprehensive guide to how to price your products
profitably, plus various pricing techniques (with examples)
and when to use them.
- Putting Cost
Back into Pricing: Calculating Overhead Percentages - Competitive
pricing is always an important concern. This article outlines
how to calculate overhead percentages and how to use them to
determine product pricing.
- Recordkeeping - Overview
of the importance of a good recordkeeping system. Includes glossary
of accounting terms and various types of recordkeeping.
- Small Business
Accounting, Big Deal - Don't be tempted to use creative
accounting methods (such as understating profits to avoid a
large tax bill) or use improper accounting processes. This can
be detrimental to the small business, resulting in consequences
lasting many years.
- Start-up
and Annual Expense Worksheets -
[209k] Worksheets for estimating start-up costs and annual
sales and earnings. Forms can be filled out online using the
free version of Adobe Reader 4.0 or above.
- Car and Truck Deduction Reminders - IRS fact sheet explaining the rules for deducting car and truck expenses for business.
- Employee
or Independent Contractor: 20 Tests - 20 factors or "tests"
used by the IRS when determining whether a person is an employee
or an independent contractor
- Employee or Independent
Contractor (What is the Difference?) - If the IRS determines
a person is an employee and they have been treated as an independent
contractor, you may be liable for back taxes. Learn how the
IRS determines if a person is an independent contractor or employee.
- Expanding
Your Circle: Hiring Employees - Compliance rules and regulations
plus costs to be aware of when you hire employees.
- Home Office Deduction Reminders - IRS fact sheet explaining the rules for deducting home office expenses.
- IRS
Small Business Products Online Ordering
- Choose from a suite of free IRS tax products developed especially
for small business owners and get updated information on existing
products. Order your copy today online or by calling 1-800-829-3676.
- IRS Small
Business Resource Guide - Contains more than 70,000 pages
of information to help entrepreneurs navigate the vast array
of federal, state and local tax rules and regulatory requirements
that impact small businesses.
- IRS:
Small Bus/Self-Employed
- Part of the Internal Revenue Service's web site. Provides
links to electronic tax filing sites, forms, publications, tax
library, and electronic services offered by the IRS that are
helpful to small businesses/self-employed.
- IRS Announces 'Dirty Dozen'
Tax Scams for 2007
- Updating their annual consumer alert, the Internal Revenue Service urges taxpayers to avoid falling victim to tax scams. New scams have reached the top of the consumer watch list for 2007.
- IRS
Warns Taxpayers to be Aware of Abusive Home-based Business Tax
Schemes - IRS news release
- Is It Tax Time Already? - Tips to help the small business owner in making the most of tax deductions including advice for working with your tax professional.
- Legal Structures, Licenses
and Taxes - A document to help determine which form of business
organization to use for your business. Includes legalities and
federal income tax choices that may be affected.
- Missouri
Department of Revenue
- Home page. Forms, manuals and business tax information.
- Taxes
-
[156k] Fourth section of "Doing
Business in Missouri". Provides information on state and
federal taxes and how to meet requirements. Discusses income
tax, withholding tax, sales tax numbers and exemptions, retail
sales tax and fuel tax.
- The
Newsroom
- Part of the Internal Revenue Service's web site. Offers the
latest tax law changes, news flashes and newly released statistics
and bulletins.
library main
· start-up · management
· finance · industry
legal/regulatory · marketing
· other resources |
